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PPF Calculator

Calculate your Public Provident Fund maturity amount and interest earned.

Yearly Investment (₹)

Max ₹1.5 lakh/year

Time Period (years)

Min 15 years, extendable in 5-year blocks

Interest Rate (% per annum)

Current govt rate: 7.1%

Total Invested

₹22,50,000

Total Interest

₹18,18,209

Maturity Value

₹40,68,209

Invested: 55.3%Interest: 44.7%

About PPF

PPF is a government-backed long-term savings scheme offering guaranteed, tax-free returns. It's one of the safest investment options in India.

Key Features

Current interest rate: 7.1% p.a. (set by government quarterly)
Lock-in period: 15 years (extendable in 5-year blocks)
Maximum deposit: ₹1.5 lakh per year
EEE tax status — investment, interest, and maturity all tax-free
Partial withdrawal allowed from 7th year
Loan facility available from 3rd to 6th year